Fixed Rate Mortgages
The most common type of mortgage program where your monthly payments for interest and principal never change.
Adjustable Rate Mortgages (ARM)
These loans begin with an interest rate that is lower than a comparable fixed rate mortgage, but the rate changes at specified intervals.
FHA Loans
The Department of Housing and Development (HUD), is the federal department responsible for the major housing programs in the United States.  One of these programs is the FHA (Federal Housing Administration) loan. 
VA Loans
A Veterans Administration (VA) loan can be used to help American servicemen or women and/or their spouses secure financing for a mortgage purchase.
Home Equity Loan
Home Equity is your home's dollar value that you own outright. It is the difference between your home's appraised value and the balance of your mortgage loan.
Construction Loans
Many people prefer to custom-design their own home, perhaps because it's too difficult to find a home that meets all their needs or because they want a brand-new home. A construction loan is a loan that finances the building of that new home.
Reverse Mortgages
A Special type of loan made to older homeowners (typically 62 +) to enable them to convert the equity in their home to cash to finance other needs.
Balloon Mortgages
Short term mortgages that have some features of a fixed rate mortgage.
Interest Rate Buydowns
The buyer would pay points above current market points in order to pay a below market interest rate during the first two years of the loan. At the end of the two years they would then pay the old market rate for the remaining term.
Graduated Payment Mortgage (GPM)
With a GPM the payments are usually fixed for one year at a time.
Jumbo Loans
When you are ready to make a purchase, you are going to be faced with unique terms such as conforming and jumbo loans. So, what is a jumbo loan?
Non-Prime Loans
If you cannot qualify for conventional loans or are having difficulty obtaining credit through the normal channel, then a Non-Prime loan may be your next port of call.
No Doc Loan
Different types of no doc loans (low doc, stated income, no ratio loans) are available to meet the needs of various employment and income situations.
100% Financing
Looking for No or Low Downpayment Home Loan?
Choosing The Best Program
The right type of mortgage for you depends on many different factors